Employee finance redefined

Your employees deserve
financial freedom

beFINx bridges the gap between earning and financial wellbeing — for corporates, individuals, and communities across India.

10+
CEF parameters
Free
RTI community
2
Expert founders
100%
Employee focused

Meet the minds behind beFINx

Two passionate leaders working towards financial literacy for college students, adults and individuals across India.

PK
Founder
Priyadarshini K
Founder — Right to INR
A relentless advocate for financial literacy, Priyadarshini founded Right to INR — a free community empowering individuals to take charge of their finances. Through beFINx, she brings structured financial health to the workplace and beyond, making financial wellbeing accessible to every Indian.
AB
Co-founder
Dr Anbu Thambi Bhojarajan
Co-founder — beFINx | Director, Succesverse | Author of "Wallet W"
Dr Anbu, Director of Succesverse and published author of "Wallet W", brings deep expertise in financial wellness education. His work spans corporate training, personal finance coaching, and community-led awareness programs across India, helping individuals and teams build lasting financial strength.

Right to INR — Free financial community

Join thousands of individuals learning, growing and achieving financial freedom together. No cost. No barriers. Founded by Priyadarshini K to make financial literacy a right — not a privilege.

Why your employees need financial health support

Financial stress is the #1 cause of employee distraction. beFINx solves this — comprehensively.

📉

Hidden financial stress

Most employees carry debt, EMI burdens and zero savings — silently impacting their productivity every single day.

🏥

Insurance blindspots

Employees don't understand their health or life insurance benefits — leaving them dangerously underprotected.

📚

Zero financial awareness

No one taught them budgeting, investing or tax planning. beFINx fills that gap with structured awareness sessions.

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PF & tax confusion

PF importance, tax filing, Form 16 — most employees are clueless. We simplify and support them through it all.

🤝

No personal guidance

Generic advice doesn't work. Every employee needs a 1-on-1 financial consultation tailored to their situation.

🚀

Salary ≠ financial growth

A growing salary without financial literacy leads nowhere. beFINx ensures income translates into actual wealth.

Corporate Employee Finance score

India's first CEF score — a holistic measure of your employee's financial health across 10 key parameters.

What is your employee's

CEF Score

Measured across 10 financial health parameters for every employee in your organisation

01

Health insurance coverage

Adequacy of medical cover for self and family members

02

Life insurance adequacy

Term plan & coverage aligned to income and liabilities

03

Financial awareness level

Knowledge of basic personal finance and money concepts

04

1-on-1 consultation

Personalised member felicitation & individual financial guidance

05

Tax compliance support

Filing, Form 16, deductions and tax planning assistance

06

PF & retirement planning

Understanding PF importance and long-term corpus building

07

Debt & EMI health

Tracking liabilities, debt-to-income ratio and EMI closure planning

08

Emergency fund status

Readiness for financial emergencies without borrowing

09

Investment behaviour

SIPs, mutual funds and savings habits aligned to life goals

10

Financial goal clarity

Defined short, medium and long-term financial goals

What RTI members get

Right to INR is a free financial community built for everyone — students, adults, individuals. Join and grow together.

01

Weekly webinars

Live sessions on personal finance, investing and money mindset every week

02

Finance magazine online

Monthly digital magazine with curated, actionable financial content

03

Yearly summits

Annual flagship events — both online and offline formats across India

04

Awareness sessions

Community-led sessions in colleges, offices and public forums

05

Debt consolidation guidance

Practical help on restructuring debt and closing EMIs faster

06

Business financial scaling

Guidance for entrepreneurs to grow and manage business finances

07

Financial goal workshops

Hands-on workshops to set, track and achieve personal money goals

08

Tax & compliance guidance

Simplified sessions on ITR filing, TDS and savings instruments

09

Peer learning circles

Small group discussions led by certified financial coaches

10

Exclusive resource library

Templates, calculators, guides and tools — all free for members

Get started with beFINx

Two pathways — one for companies enrolling for CEF, one for individuals joining the movement.

For companies

CEF enrollment

Enroll your company for the Corporate Employee Finance health program and unlock your team's CEF score.

For individuals

Individual sign up

Join beFINx or Right to INR as an individual member and start your journey to financial freedom today.